Structured Finance Partners

Ken E. Karmolinski

Ken E. Karmolinski - Structured Finance Partner

ken@palmercapital.com - (916) 462-6218

Ken has a diverse background spanning over 20 years in real estate finance, real estate sales, securities, venture capital, insurance, and receivable financing. As a Structured Finance Partner, Ken works with some of the industry's top real estate investment firms and institutional capital market firms in the world, in structuring, originating, placing and closing financing for a wide variety of investment property. Previously, as a Director, Divisional Loan Manager for Marcus & Millichap Capital Corp., Branch Manager for Flagstar Bank and as a Senior Director of Secondary Lending for Fremont bank, Ken has structured and funded over $825 million in residential and commercial mortgages. After graduating Ken served his country in the United States Air Force as a Sr. Airman at Whiteman AFB, MO. Ken remains active in both the California Association of Mortgage Brokers as well as the Mortgage Brokers Association of America.

USAF

Holly M. Kim

Holly M. Kim - Structured Finance Partner

holly@palmercapital.com - (916) 462-6259

Holly manages the financial underwritings for currently marketed properties as well as preliminary evaluations. Prior to joining Palmer Capital Inc., Holly worked at Goldman Sachs, where she spent four years in the Strategic Planning Group of the Asset Management Division and three years in the Private Client Services Group of the Equities Division. She also has three years of mergers and acquisitions experience from her work at Dean Witter Reynolds Inc., where she worked on corporate valuations.

The Wharton School at The University of Pennsylvania
Bachelor of Science in Economics, Major in Finance and Accounting

Jennifer M. Palmer

Jennifer M. Palmer - Structured Finance Partner

jennifer@palmercapital.com - (916) 462-6206

Jennifer is a structured finance partner overseeing institutional and foreign capital relationships for the firm and is responsible for sourcing capital actively, participating in joint ventures, recapitalizations and developments. Jennifer initially worked on the investment sales desk focusing on institutional client relationships.

San Diego State University
Bachelor of Arts, Communications

Marcus A. Steele

Marcus A. Steele - Structured Finance Partner

marcus@palmercapital.com - (916) 462-6221

Marcus has over 25 years of accomplished real estate experience in pension fund advisory, investment and asset management as well as acquisitions, development and dispositions. Working for such firms as Pension Consulting Alliance, Maguire Thomas Partners and Hillwood, Marcus has led due diligence and underwriting of U.S. and international real estate opportunities valued in excess of $5 billion and has had direct project management experience on world class developments valued over $800 million. Prior to entering the business world, Marcus was a Captain, fighter pilot, test pilot and air show demonstration pilot in the United States Marine Corps and was privileged to fly the AV8 Harrier.

San Diego State University
Bachelor of Science, Zoology

University of Southern California
Master of Business Administration, Finance

Josh J. Westerberg

Josh J. Westerberg - Structured Finance Partner

josh@palmercapital.com - (916) 462-6229

As a Partner with over 10 years direct lending experience, Josh is responsible for all aspects of financing commercial real estate transactions including underwriting, structuring, sourcing, and negotiating at all levels in the investment capital stack. Prior to joining Palmer Capital Inc., Josh was a Principal with Legg Mason Real Estate Investors, Inc., where he sourced, underwrote, and closed over $600 Million in senior loans, subordinate debt participations, and mezzanine loans. Prior to his tenure at Legg Mason, Josh worked at Wells Fargo in the Real Estate Merchant Banking group originating senior and mezzanine non-recourse loans.

University of Southern California
Master of Business Administration

University of California, Santa Barbara
Bachelor of Arts, History